Wrote to FNBO Direct :
Please forward to Corporate headquarters:
a) When one makes a transfer, from one bank to another on FNBO Direct, one cannot delete or modify it. Secondly, it is not even visible to user on the website, so customer has no idea of what transfers are pending
b) It takes 3 days for transfer, so 2 days of interest are lost to the customer. Eloan.com etc, make transfer in one day.